Who We Are

NFM Lending is a multi-state residential mortgage lender, currently licensed in 27 states. NFM Lending focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the mortgage loan process. NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance.

Mission Statement

NFM is dedicated to remaining an innovative industry leader by providing our customers with exceptional service and open communication throughout the entire loan process, working together as a passionate and reliable team, and supporting the communities we serve.


NFM Lending (formerly NFM, Inc.) was founded in 1998 by David Silverman and his wife Sandy. Starting as a small mortgage brokerage in downtown Baltimore, NFM Lending quickly matured into a full-fledged multi-state lender. With the addition of our Retail Branch program in 2004, NFM Lending has since grown to include over 40 branches and continues to expand at a fast pace. NFM Lending’s Corporate Office houses all of NFM operations, such as Underwriting, Closing, Post Closing, Marketing, and Compliance.

NFM Lending attributes its rapid growth to a sound dedication to our core values: Service, Commitment, Opportunity, Respect and Excellence. Throughout our history, we have to maintained that the consumer is our primary focus and are always thinking of ways to better service our consumer’s needs.

Community Involvement: NFM Lending recognizes that a successful company is not only responsible for exceeding their client’s satisfaction; it is also responsible for creating a positive impact on the communities it services. Click here to visit our NFM C.A.R.E.S. wesbite to see a history of our community involvement, as well as our current projects.

Earth Conscious: As the environment is an integral part of our community, NFM Lending runs a company-wide green initiative: paperless loan process. This initiative promotes a loan process that reduces paper use for both the company and consumer. This initiative saves thousands of reams of paper a month, saving countless numbers of trees from deforestation. We believe that through simple changes like these, we canhelp positively impact the environment.


To learn more about us and what we do, go to our website www.nfmlending.com.